Warning: define(): Argument #3 ($case_insensitive) is ignored since declaration of case-insensitive constants is no longer supported in /data03/virt55519/domeenid/www.sauevallakas.ee/diana/wp-content/plugins/wp-rss-aggregator/wp-rss-aggregator.php on line 47

Warning: define(): Argument #3 ($case_insensitive) is ignored since declaration of case-insensitive constants is no longer supported in /data03/virt55519/domeenid/www.sauevallakas.ee/diana/wp-content/plugins/wp-rss-aggregator/wp-rss-aggregator.php on line 50

Warning: define(): Argument #3 ($case_insensitive) is ignored since declaration of case-insensitive constants is no longer supported in /data03/virt55519/domeenid/www.sauevallakas.ee/diana/wp-content/plugins/wp-rss-aggregator/wp-rss-aggregator.php on line 58

Warning: define(): Argument #3 ($case_insensitive) is ignored since declaration of case-insensitive constants is no longer supported in /data03/virt55519/domeenid/www.sauevallakas.ee/diana/wp-content/plugins/wp-rss-aggregator/wp-rss-aggregator.php on line 62

Warning: define(): Argument #3 ($case_insensitive) is ignored since declaration of case-insensitive constants is no longer supported in /data03/virt55519/domeenid/www.sauevallakas.ee/diana/wp-content/plugins/wp-rss-aggregator/wp-rss-aggregator.php on line 74

Warning: define(): Argument #3 ($case_insensitive) is ignored since declaration of case-insensitive constants is no longer supported in /data03/virt55519/domeenid/www.sauevallakas.ee/diana/wp-content/plugins/wp-rss-aggregator/wp-rss-aggregator.php on line 78

Warning: define(): Argument #3 ($case_insensitive) is ignored since declaration of case-insensitive constants is no longer supported in /data03/virt55519/domeenid/www.sauevallakas.ee/diana/wp-content/plugins/wp-rss-aggregator/wp-rss-aggregator.php on line 82

Warning: define(): Argument #3 ($case_insensitive) is ignored since declaration of case-insensitive constants is no longer supported in /data03/virt55519/domeenid/www.sauevallakas.ee/diana/wp-content/plugins/wp-rss-aggregator/wp-rss-aggregator.php on line 86

Warning: define(): Argument #3 ($case_insensitive) is ignored since declaration of case-insensitive constants is no longer supported in /data03/virt55519/domeenid/www.sauevallakas.ee/diana/wp-content/plugins/wp-rss-aggregator/wp-rss-aggregator.php on line 89

Warning: define(): Argument #3 ($case_insensitive) is ignored since declaration of case-insensitive constants is no longer supported in /data03/virt55519/domeenid/www.sauevallakas.ee/diana/wp-content/plugins/wp-rss-aggregator/wp-rss-aggregator.php on line 93

Warning: define(): Argument #3 ($case_insensitive) is ignored since declaration of case-insensitive constants is no longer supported in /data03/virt55519/domeenid/www.sauevallakas.ee/diana/wp-content/plugins/wp-rss-aggregator/wp-rss-aggregator.php on line 96

Warning: define(): Argument #3 ($case_insensitive) is ignored since declaration of case-insensitive constants is no longer supported in /data03/virt55519/domeenid/www.sauevallakas.ee/diana/wp-content/plugins/wp-rss-aggregator/wp-rss-aggregator.php on line 99

Warning: define(): Argument #3 ($case_insensitive) is ignored since declaration of case-insensitive constants is no longer supported in /data03/virt55519/domeenid/www.sauevallakas.ee/diana/wp-content/plugins/wp-rss-aggregator/wp-rss-aggregator.php on line 108

Warning: define(): Argument #3 ($case_insensitive) is ignored since declaration of case-insensitive constants is no longer supported in /data03/virt55519/domeenid/www.sauevallakas.ee/diana/wp-content/plugins/wp-rss-aggregator/wp-rss-aggregator.php on line 112

Warning: define(): Argument #3 ($case_insensitive) is ignored since declaration of case-insensitive constants is no longer supported in /data03/virt55519/domeenid/www.sauevallakas.ee/diana/wp-content/plugins/wp-rss-aggregator/includes/admin-statistics.php on line 4

Warning: define(): Argument #3 ($case_insensitive) is ignored since declaration of case-insensitive constants is no longer supported in /data03/virt55519/domeenid/www.sauevallakas.ee/diana/wp-content/plugins/wp-rss-aggregator/includes/admin-statistics.php on line 7

Warning: Cannot modify header information - headers already sent by (output started at /data03/virt55519/domeenid/www.sauevallakas.ee/diana/wp-content/plugins/wp-rss-aggregator/wp-rss-aggregator.php:47) in /data03/virt55519/domeenid/www.sauevallakas.ee/diana/wp-includes/rest-api/class-wp-rest-server.php on line 1831

Warning: Cannot modify header information - headers already sent by (output started at /data03/virt55519/domeenid/www.sauevallakas.ee/diana/wp-content/plugins/wp-rss-aggregator/wp-rss-aggregator.php:47) in /data03/virt55519/domeenid/www.sauevallakas.ee/diana/wp-includes/rest-api/class-wp-rest-server.php on line 1831

Warning: Cannot modify header information - headers already sent by (output started at /data03/virt55519/domeenid/www.sauevallakas.ee/diana/wp-content/plugins/wp-rss-aggregator/wp-rss-aggregator.php:47) in /data03/virt55519/domeenid/www.sauevallakas.ee/diana/wp-includes/rest-api/class-wp-rest-server.php on line 1831

Warning: Cannot modify header information - headers already sent by (output started at /data03/virt55519/domeenid/www.sauevallakas.ee/diana/wp-content/plugins/wp-rss-aggregator/wp-rss-aggregator.php:47) in /data03/virt55519/domeenid/www.sauevallakas.ee/diana/wp-includes/rest-api/class-wp-rest-server.php on line 1831

Warning: Cannot modify header information - headers already sent by (output started at /data03/virt55519/domeenid/www.sauevallakas.ee/diana/wp-content/plugins/wp-rss-aggregator/wp-rss-aggregator.php:47) in /data03/virt55519/domeenid/www.sauevallakas.ee/diana/wp-includes/rest-api/class-wp-rest-server.php on line 1831

Warning: Cannot modify header information - headers already sent by (output started at /data03/virt55519/domeenid/www.sauevallakas.ee/diana/wp-content/plugins/wp-rss-aggregator/wp-rss-aggregator.php:47) in /data03/virt55519/domeenid/www.sauevallakas.ee/diana/wp-includes/rest-api/class-wp-rest-server.php on line 1831

Warning: Cannot modify header information - headers already sent by (output started at /data03/virt55519/domeenid/www.sauevallakas.ee/diana/wp-content/plugins/wp-rss-aggregator/wp-rss-aggregator.php:47) in /data03/virt55519/domeenid/www.sauevallakas.ee/diana/wp-includes/rest-api/class-wp-rest-server.php on line 1831

Warning: Cannot modify header information - headers already sent by (output started at /data03/virt55519/domeenid/www.sauevallakas.ee/diana/wp-content/plugins/wp-rss-aggregator/wp-rss-aggregator.php:47) in /data03/virt55519/domeenid/www.sauevallakas.ee/diana/wp-includes/rest-api/class-wp-rest-server.php on line 1831
{"id":888,"date":"2018-09-06T00:03:33","date_gmt":"2018-09-06T00:03:33","guid":{"rendered":"http:\/\/diana.sauevallakas.ee\/?p=888"},"modified":"2018-09-06T06:57:14","modified_gmt":"2018-09-06T06:57:14","slug":"miks-lastele-peab-vagisi-krediiti-andma","status":"publish","type":"post","link":"http:\/\/diana.sauevallakas.ee\/2018\/09\/miks-lastele-peab-vagisi-krediiti-andma\/","title":{"rendered":"Miks lastele peab v\u00e4gisi krediiti andma?"},"content":{"rendered":"

Hiljuti taotlesin endale krediitkaarti. Mitte, et mul seda vaja oleks, kuid plaan oli veidi tavap\u00e4ratum reis ette v\u00f5tta ja seet\u00f5ttu tekkis korraks tunne, et \u00e4kki ikkagi peaks. Aga olles \u00fcks neist mittetraditsioonilistest t\u00f6\u00f6tajatest, kellel p\u00fcsiv t\u00e4ist\u00f6\u00f6koht puudub ja kelle t\u00f6\u00f6 suures osas on projektip\u00f5hine ja hooajati kaootiline, sain pangast viisaka kirja, kus teatati, et mulle krediitkaarti kahjuks ei v\u00e4ljastata. Ja ausalt \u00f6eldes arvan, et pank tegi t\u00e4iesti m\u00f5istliku otsuse – pole m\u00f5tet kulutada raha, mida ei oma. Reisil oli mu tavaline ISIC pangakaart t\u00e4iesti piisav, ning eks ma veidi muretsesin \u00fcle.<\/p>\n

Aga seda arusaamatum on minu jaoks meie mobiilsideoperaatorite praktika lastele v\u00e4gisi krediiti anda. Nimelt t\u00e4na avastasin, et mu \u00fche lapse mobiiliarve on oodatust m\u00e4rgatavalt k\u00f5rgem. Ja kui hakkasin selle anomaalia p\u00f5hjuseid uurima, selgus, et laps on teinud Google Plays mingeid mobiilimakseid 14 euro ulatuses. Hea, et mul on madal verer\u00f5hk – sellised asjad ravivad seda suurep\u00e4raselt. Eriti arvestades asjaolu, et oleme paar aastat tagasi teinud l\u00e4bi \u00fche sisuteenuste tellimise saaga ning mu lastel on olemas SEB pildikaart, mida nad oma taskuraha ulatuses saavad kasutada ka virtuaalsete ostude tegemiseks. K\u00fcsisin pojalt, et mis jamaga ta tegelenud on ja ta oli \u00fcsna kohkunud, kuna oleme seda teemat kodus k\u00fcmneid kordi l\u00e4bi r\u00e4\u00e4kinud ja ta teab v\u00e4ga h\u00e4sti, et sellisest asjast tuleb pahandus. Ta oli enda arust oste oma pangakaartiga teinud.<\/p>\n

Ja ega ma ei arvagi, et laps on ainuisikuliselt s\u00fc\u00fcdi. Mobiilsideoperaatorilt ostan ma ju telefoni ja andmeside teenust ja maksete tegemine v\u00f5iks j\u00e4\u00e4da pigem pankade p\u00e4rusmaaks. Olgu – n\u00fc\u00fcd ma keeran v\u00f5ibolla vindi veidi \u00fcle, sest paar p\u00e4eva tagasi j\u00e4in v\u00e4ga h\u00e4tta vastamisega, kui \u00fcks v\u00e4lismaalane uuris, et kuidas parkimispiletit ilma mobiilita osta. Pole vist aastaid sellise v\u00e4ljakutsega Tallinnas tegelema pidanud. Aga mobiilimaksed v\u00f5iksid ju opt-in p\u00f5him\u00f5ttel olla (vaikimisi neid ei ole ja kui klient soovib, siis peab ta selges\u00f5naliselt oma soovist ka teada andma).<\/p>\n

Praegu on ka neile ca 15 000 lapsele, kes loetud p\u00e4evad tagasi esimesse klassi l\u00e4ksid, krediitkaart v\u00e4gisi taskusse surutud<\/strong>.<\/p><\/blockquote>\n

Ja k\u00f5ige hullem on see, et kui Elisast uurisin, et kas lastel ei saaks k\u00f5ik muud teenuseid kinni panna peale nende, mida ma neile tellisin, siis teenindaja soovitas mul tellida tasulise lisateenuse Stopp<\/a> . Pean peale maksma selle eest, et keelata teenused, mida ma tellinud ei ole? Mis see v\u00e4ljapressimise t\u00e4pne definitsioon n\u00fc\u00fcd oligi?<\/p>\n

\"\"<\/p>\n

Siinkohal annaks veidi tasuta n\u00f5u k\u00f5igile mobiilsideoperaatoritele. Nimelt mul oli hiljaaegu just v\u00e4ga p\u00f5nev kogemus, kuidas te p\u00fc\u00fcate \u00fcksteiselt kliente \u00fcle meelitada nii, et ninast veri v\u00e4ljas ja seljalt higi voolab. Miks mitte tuua turule pakett lapsevanematele nimega “Ainult tellitud teenused”. Usun, et ma pole ainuke lapsevanem, kes sooviks lastele sellist lepingut, kus nad ei saaks mobiiliga sisuteenuseid tellida, tasulistele numbritele helistada v\u00f5i Google Playst oste sooritada.<\/p>\n

Unistan praegu sellisest lepingust, et lapsed saaksid ainult helistada ja etten\u00e4htud mahtu internetti mobiilis tarbida<\/strong>.<\/p><\/blockquote>\n

Muidugi ma v\u00f5iksin selle Stopp teenuse tellida, aga ps\u00fchholoogiliselt tundub vale maksta selle eest, et te ei sk\u00e4mmiks (vt \u00fclaltpoolt v\u00e4ljapressimise definitsiooni) \ud83d\ude15 Pigem k\u00fcsige raha neilt, kes soovivad mobiili ka maksevahendina kasutada – see tundub kuidagi palju loogilisem ja inims\u00f5bralikum.<\/p>\n

Ma tean, et ma olen lootusetu optimist, aga \u00e4kki saabub p\u00e4ev, kus enam ei pea erinevatest perefoorumitest lugema m\u00fcstilistest arvetest, mida algklassilapsed on teadmatult teinud mobiiliga. Ja saab ka laste mobiiliarved otsekorraldusega maksmisele suunata, sest neid pole vaja iga kord paranoiliselt \u00fcle kontrollida.<\/p>\n","protected":false},"excerpt":{"rendered":"

Hiljuti taotlesin endale krediitkaarti. Mitte, et mul seda vaja oleks, kuid plaan oli veidi tavap\u00e4ratum reis ette v\u00f5tta ja seet\u00f5ttu tekkis korraks tunne, et \u00e4kki ikkagi peaks. Aga olles \u00fcks neist mittetraditsioonilistest t\u00f6\u00f6tajatest, kellel p\u00fcsiv t\u00e4ist\u00f6\u00f6koht puudub ja kelle t\u00f6\u00f6 suures osas on projektip\u00f5hine ja hooajati kaootiline, sain pangast viisaka kirja, kus teatati, et mulle … [Loe edasi…]<\/a><\/span><\/p>\n","protected":false},"author":2,"featured_media":890,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[8],"tags":[148,147,150,149,151,152],"_links":{"self":[{"href":"http:\/\/diana.sauevallakas.ee\/wp-json\/wp\/v2\/posts\/888"}],"collection":[{"href":"http:\/\/diana.sauevallakas.ee\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"http:\/\/diana.sauevallakas.ee\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"http:\/\/diana.sauevallakas.ee\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"http:\/\/diana.sauevallakas.ee\/wp-json\/wp\/v2\/comments?post=888"}],"version-history":[{"count":7,"href":"http:\/\/diana.sauevallakas.ee\/wp-json\/wp\/v2\/posts\/888\/revisions"}],"predecessor-version":[{"id":897,"href":"http:\/\/diana.sauevallakas.ee\/wp-json\/wp\/v2\/posts\/888\/revisions\/897"}],"wp:featuredmedia":[{"embeddable":true,"href":"http:\/\/diana.sauevallakas.ee\/wp-json\/wp\/v2\/media\/890"}],"wp:attachment":[{"href":"http:\/\/diana.sauevallakas.ee\/wp-json\/wp\/v2\/media?parent=888"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"http:\/\/diana.sauevallakas.ee\/wp-json\/wp\/v2\/categories?post=888"},{"taxonomy":"post_tag","embeddable":true,"href":"http:\/\/diana.sauevallakas.ee\/wp-json\/wp\/v2\/tags?post=888"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}